Dar Credit IPO Date, Review, Price, Allotment Details
Amaan Khan | April, 2025
Dar Credit is planning to launch its IPO, which is like its first big sale of shares to the public. This is expected to happen sometime in 2025. You’ll have a specific window in 2025 to apply to buy these shares, and then that window will close. The price you’ll pay for each share isn’t set in stone right now; it will be decided based on how many people want to buy them. Dar Credit wants to raise around ₹[.] crores in total. Some of this money will come from creating new shares worth about ₹[.] crores, and some will come from current owners selling some of their shares – up to [.] of them. Each of these shares has a basic value of ₹10. When you want to buy, you’ll have a price range of ₹[.] per share to consider.
When the shares are given out, regular folks like us who want to invest (that’s the “retail quota”) will get 35% of them. Big investment companies will get a larger chunk, 50%, and wealthier individuals will get 15%. If you get shares, they’re expected to start trading on the NSE (a big stock exchange) in 2025. You’ll find out if you got the shares you asked for around 2025. Looking at how Dar Credit has been doing with their money, they earned more in 2024 (₹33.01 crores) than in 2023 (₹25.57 crore), and their profits also went up.
LOT SIZE
The Dar Credit IPO minimum market lot is [.] shares with ₹[.] application amount.
| Application | Lot Size | Shares | Amount |
|---|---|---|---|
| Retail Minimum | 1 | – | ₹- |
| Retail Maximum | 1 | – | ₹- |
| S-HNI Minimum | 2 | – | ₹- |
IPO Details
| IPO Open Date: | 2025 |
|---|---|
| IPO Close Date: | 2025 |
| Face Value: | ₹10 Per Equity Share |
| IPO Price Band: | ₹[.] to ₹[.] Per Share |
| Issue Size: | Approx ₹[.] Crores |
| Fresh Issue: | Approx ₹[.] Crores |
| Offer for Sale: | Approx [.] Equity Shares |
| Issue Type: | Book Built Issue |
| IPO Listing: | NSE SME |
| Retail Quota: | Not more than 35% |
| QIB Quota: | Not more than 50% |
| NII Quota: | Not more than 15% |
| DRHP Draft Prospectus: | Click Here |
| RHP Draft Prospectus: | Click Here |
| Anchor Investors List: | Click Here |
Key Performance Indicators (IPO)
Dar Credit IPO, let’s dig into how the company is being valued. What can we learn from figures like their Earning Per Share (EPS), Price-to-Earnings (P/E) Ratio, Return on Net Worth (RoNW), and Net Asset Value (NAV)?
| KPI | Values |
|---|---|
| ROE: | 5.78% |
| ROCE: | 9.10% |
| EBITDA Margin: | 65.36% |
| PAT Margin: | 11.49% |
| Debt to equity ratio: | 2.53 |
| Earning Per Share (EPS): | ₹3.68 (Basic) |
| Price/Earning P/E Ratio: | N/A |
| Return on Net Worth (RoNW): | 5.64% |
| Net Asset Value (NAV): | ₹65.34 |
Financial Report
The company reported revenue of ₹33.01 crores in 2024 against ₹25.57 crore in 2023. The company reported profit of ₹3.68 crores in 2024 against profit of ₹2.72 crores in 2023.
| Period Ended | Revenue | Expense | Profit After Tax | Assets |
|---|---|---|---|---|
| 2022 | ₹24.42 | ₹21.39 | ₹2.23 | ₹- |
| 2023 | ₹25.57 | ₹21.90 | ₹2.72 | ₹- |
| 2024 | ₹33.01 | ₹28.10 | ₹3.68 | ₹- |
| Jun-24 | ₹10.19 | ₹8.17 | ₹1.52 | ₹- |
Important Dates
The Dar Credit IPO date is 2025 and the close date is 2025. The Dar Credit IPO allotment will be finalized on 2025 and the IPO listing on 2025.
| IPO Open Date: | 2025 |
|---|---|
| IPO Close Date: | 2025 |
| Basis of Allotment: | 2025 |
| Refunds: | 2025 |
| Credit to Demat Account: | 2025 |
| IPO Listing Date: | 2025 |
Peer Group companies comparison
| Company | EPS | PE Ratio | RoNW % | NAV | Income |
|---|---|---|---|---|---|
| Spandana Sphoorty Financial Ltd | 70.42 | 5.54 | 13.74% | 511.18 | 2533.95 Cr. |
| Muthoot Microfin Ltd | 30.2 | 6.7 | 16.03% | 164.49 | 2285.49 Cr. |
| Credit Access Grameen Ltd | 90.88 | 10.18 | 22.01% | 412.23 | 5172.65 Cr. |
| Fusion Microfinance Ltd | 50.3 | 4.03 | 17.74% | 281.93 | 2412.42 Cr. |
| Satin Creditcare Network Ltd | 44.34 | 3.56 | 18.16% | 218.28 | 2240.53 Cr. |
About Promoters & Company
The promoters of the company are Mr. Ramesh Kumar Vijay, Mr. Rajkumar Vijay, and Mrs Rakshita Vijay.
Dar Credit & Capital is a company that’s been around for over 30 years, and they’re focused on helping people who often don’t have easy access to regular banks. They offer a few main types of loans: personal loans for individuals, and both unsecured and secured loans for small and medium-sized businesses (MSMEs). What’s interesting is that they specifically aim to help folks with lower incomes, like cleaners and office helpers in local governments. They also want to empower small business owners, shopkeepers, and women entrepreneurs by giving them the credit they need to grow. Right now, they have a strong presence in states like West Bengal, Rajasthan, Bihar, and Jharkhand, and also have smaller offices in Madhya Pradesh and Gujarat. They pride themselves on understanding the financial needs of people who are often overlooked by traditional banking, offering them services and making the whole experience smoother. Borrowers can benefit from rates that are competitive, and they get flexible ways to pay back their loans – whether it’s weekly, every two weeks, or monthly, through options like electronic transfers, checks, or even cash.
3 Main Objectives
- To Augment the capital base of our Company
- To meet out the General Corporate Purposes; and
- To meet the issue expenses
Dar Credit IPO Registrar
KFin Technologies Limited
Phone: +91 40 6716 2222
E-mail: dccl.ipo@kfintech.com
Website: www.kfintech.com
Merchant Bankers
- GYR Capital Advisors Private Limited
Check Grey market premium at below
(GMP)
Company Address
Dar Credit & Capital Limited
Business Tower, 206 AJC Bose Road, 6th Floor,
Unit No. 6B, Kolkata, West Bengal, India, 700017
Phone: +91 9883847875
E-mail: Co.secretary@darcredit.com
Website: www.darcredit.com